Signed up and charged without agreeing

<p>Good day. I received a call from a promoter about Sanlam Reality last year and I told the person that I am not willing to join without speaking to my husband. He said ok and we ended the call. After the call I received an email stating that I could call to activate my membership which I ignored since I was not a member. I found out last month however that since 1 September 2016 I have been charged every month for Sanlam Reality- R160 per month in 2016 and R170 per month in 2017. This is absolutely unacceptable! I expect to have every cent reimbursed. How can a telliesalesman start charging me for something I did not agree to? </p>