1 reviews | Active since May 2016

18 Oct 2022, 09:50

Shocking - Sanlam Gap Cover

To whom it may concern,

I am writing this email in absolute despair as to the poor service I have received from Sanlam Gap Cover.

Your application form:

We are in the digital age, why must this be manually completed and then emailed, why do you not have an online submission process? Your form is very misleading and has no clarity and terms used are broad Your post claim submission communication:

Is horrific I had a consultant on the 10/10/2022, tell me that I had not supp**** the Olivedale hospital account - the statement had been received but not the detailed invoice showing admission and discharge date - this was supp**** on the 07/10/2022, and I have proof. I had to resupply on the 10/10/2022 I followed up on the 14/10/2022 - was advised paperwork was being processed for payment, was not advised that there was any issue with any of the paperwork I supp**** 17/10/2022 - I receive a claim rejected, nowhere on the rejection is the Neurosurgeon - listed - just a random amount of R3510.00 18/10/2022 - I call to query the Neurosurgeon - account, only to be told that the claim has been rejected as it wasn't completed under section E, nowhere on your forms does it state that section E is the section to complete for medical aid differences!!!! Automated response emails, don't have reference numbers, so there is no way of knowing what this email references as in which Drs account.

I have now resubmitted the claim for a 3rd time today, and as stated on the claim, I refuse to wait your 7 to 14 working days, as I have had my time wasted by your poor and non transparent processes, which are clearly designed to stall refunds or not pay refunds where possible.

I see on HelloPeter.com, there are so many complaints from consumers about the poor service received but it appears that this is not something you are concerned about rectifying, if it wasn't for the fact that my GAP cover is through our company, I would not be using your services.

This has been an extremely unpleasant and frustrating experience, when you have had major surgery such as I had, the last thing you want, is deliberate issues and delays on processing refunds etc.

I would appreciate a prompt response and for my claim to be processed without any delays.

All emails pertaining to my engagement with your call centre agents has been email to you.

0
Replies (14)
Sanlam
Sanlam's reply18 Oct 2022, 11:35
Official
Good day Kim

We are sorry to hear this.  Your complaint has been escalated to the relevant team to get in touch with you.

Regards
Sanlam Client Care

Best regards,

Sanlam
Sanlam's reply19 Oct 2022, 09:24
Official
Good day Kim

A consultant called you yesterday but was not able to reach you.  They have advised they will try again today.  Please let us know if there is a specific time they should call.

Regards
Sanlam Client Care

Best regards,

's update19 Oct 2022, 09:55
Reviewer Update
Hi, I didn't receive a call yesterday, I am available all day today. Please confirm the number that I am to expect the call from?

Thanks

Kim
Sanlam
Sanlam's reply19 Oct 2022, 11:09
Official
Good day Kim

We have requested feedback from the relevant department.

Regards
Sanlam Client Care

Best regards,

's update19 Oct 2022, 12:39
Reviewer Update
So, I am not having a "we will call you" debate on this forum. I received an email from a Heather Manuals, only after the broker called her yesterday, and again, my frustrations and irritation levels are going through the roof, she has not read all the comms, checked on the system to see that a 3rd resubmission has been sent and is supplying feedback that is incorrect. I am beyond exasperated, as I don't believe that you have any intention on rectifying the issue and paying the claim!!!!!
Sanlam
Sanlam's reply20 Oct 2022, 10:12
Official
Good day Kim. 

They have confirmed that the  all would have been from the client services number ***.  They have tried a few more times to call you.  Comprehensive feedback has been provided to you via email.

Regards
Sanlam Client Care

Best regards,

Sanlam
Sanlam's reply20 Oct 2022, 10:13
Official
Good day Kim

We have sent you feedback via private message.

Regards
Sanlam Client Care

Best regards,

's update20 Oct 2022, 10:37
Reviewer Update
Hi there,

I have not had a call from your consultant, I am happy to share my call log on my phone. I wouldn't say I never received any calls, for the sake of saying that, please provide an email address and I will share my incoming and missed call report for the last week. 

You are also welcome to try and call on *** - its my son's phone, let's see what happens here. 

Bottom line, the claim is still somewhere in your inefficient system, I submitted it on Monday, and have not heard another word from Heather Manuals, and received an email after 5pm, from a NoReply Kaelo email address, basically telling me that they had started reprocessing the claim, despite the fact that I completed the wrong form, what a cheek, I resubmitted the claim form on Monday. 

I am super frustrated and am not waiting your 7-14 working days for a refund, which is due. I am expecting this mess to be rectified today and payment to be made this week. 

The broker for the company I work for which is 600+ employees, I will be having a conversation with her, she is aware of the mess that has been made of my claim, that this GAP cover product is super expensive, and pays for practically nothing, and the service is exceptionally poor. 
's update20 Oct 2022, 10:38
Reviewer Update
I have responded to your PVT message, again no one has called me, I have offered to supply my call log history to confirm this.
Sanlam
Sanlam's reply20 Oct 2022, 11:27
Official
Hi Kim.

The relevant department has sent you a comprehensive email.  Please respond to that email address with the call log and any further concerns you have.

Regards
Sanlam Client Care

Best regards,

's update20 Oct 2022, 11:41
Reviewer Update
And, I responded to that email shortly after it was sent after 17h00 yesterday, and corrected the factually incorrect contents of that email. I will share via that email address, my call logs to prove that no one has called me.
Sanlam
Sanlam's reply20 Oct 2022, 12:05
Official
Thanks Kim

Regards
Sanlam Client Care

Best regards,

's update21 Oct 2022, 10:15
Reviewer Update
Finally there has been a positive outcome, Heather Manuals, stepped in yesterday, got the claim escalated, processed and its being paid out. A heartfelt thank you to Heather.
Sanlam
Sanlam's reply21 Oct 2022, 12:13
Official
Good day Kim

We are very happy to hear this.

Regards
Sanlam Client Care

Best regards,