1 reviews | Active since Sept 2010
Sanlam Personal Loans Bank Detail Change Failure
I am changing bank (FNB to Discovery), and contacted Sanlam Personal Loans to update my bank details for the monthly instalment.
Contact Sanlam Personal Loans to administer the change, and was told Discovery doesn't do DebiCheck mandates - but Sanlam assured me that the FNB Debit Order is cancelled and provided me with bank details to manually pay the monthly instalment, alongside the veiled threat that if I don't pay it will be a mark on my credit record.
On 20 March I paid this month's instalment manually from my new bank account, only for the original debit order on my FNB account to also be processed, pulling that account (which I want to close) into overdraft.
Now I'm left with unnecessary admin on my side, and the FNB account will have to remain open for longer, costing me additional bank fees also. I'm also just over R3000 into the red on my immediate cashflow.
I logged a Complaint with Sanlam on this over the weekend, and received an automatic reply promising contact within 24-48 hours at 08:00 AM Monday morning. It is now 16:00 on Tuesday afternoon without feedback or resolution, and once business hours are done today Sanlam Personal Loans' own imposed deadline expires.
Also, when attempting to call the provided help desk number, it simply dropped the call, three times, further wasting my time and money.
If Sanlam cannot resolve this by tomorrow, 25 March 2026, I will be lodging an official complaint with the Ombudsman.
Sanlam Client Care
Sanlam Client Care
My FNB Bank Details were NOT removed from my account as I was assured on 3 March 2026 was the case. Apparently it needs to be replaced with other bank details, but it can't accept my Discovery Bank details - this is not a me-problem, it's a Sanlam problem.
I want to close the FNB account, but as long as Sanlam is taking cash from it without my consent (which I have now withdrawn), FNB will tell me the account can't be closed as there is still activity on the account - which will continue to cost me bank charges.
With the account still on Sanlam Personal Loans' systems, I suspect my FNB account will be debited again next month, and should that happen, an Ombudsman complaint WILL be logged.
Also, if my refund on the duplicate collection after I paid is not processed by tomorrow, 25 March 2026, I will log an Ombudsman complaint.
My FNB Bank Details were NOT removed from my account as I was assured on 3 March 2026 was the case. Apparently it needs to be replaced with other bank details, but it can't accept my Discovery Bank details - this is not a me-problem, it's a Sanlam problem.
I want to close the FNB account, but as long as Sanlam is taking cash from it without my consent (which I have now withdrawn), FNB will tell me the account can't be closed as there is still activity on the account - which will continue to cost me bank charges.
With the account still on Sanlam Personal Loans' systems, I suspect my FNB account will be debited again next month, and should that happen, an Ombudsman complaint WILL be logged.
Also, if my refund on the duplicate collection after I paid is not processed by tomorrow, 25 March 2026, I will log an Ombudsman complaint.
Further feedback will be provided to you by Sanlam Personal Loans.
Regards
Sanlam Client Care
Further feedback will be provided to you by Sanlam Personal Loans.
Regards
Sanlam Client Care
Please note that your complaint was only received and formally referred today.
Regards
Sanlam Client Care
Please note that your complaint was only received and formally referred today.
Regards
Sanlam Client Care
I sent in my complaint and received your automated response at 08:00 AM Monday morning 23 March 2026, promising response in 24-48 hours which I had to action today to get any traction on this.
Tomorrow is the deadline.
I sent in my complaint and received your automated response at 08:00 AM Monday morning 23 March 2026, promising response in 24-48 hours which I had to action today to get any traction on this.
Tomorrow is the deadline.
I have given you enough opportunity to respond to my queries and requests, and you've shown again and again that you're not interested in pro-actively addressing this, it's always on me to chase you down.
So, I need to things for you by 12:00 today, and if not provided, I will be forced to log an official complaint with the Ombudsman:
1. Definitive assurance that my FNB Account is REMOVED from my Sanlam Personal Loan Account - I don't care how, I'm trying to close that account and the longer you keep taking money from it, the longer I'm going to have to fund an additional account I don't want to keep open.
2. Definitive assurance that I'll be refunded the duplicate debit order in THIS WEEK, it's been over a week now, you've had time.
I have given you enough opportunity to respond to my queries and requests, and you've shown again and again that you're not interested in pro-actively addressing this, it's always on me to chase you down.
So, I need to things for you by 12:00 today, and if not provided, I will be forced to log an official complaint with the Ombudsman:
1. Definitive assurance that my FNB Account is REMOVED from my Sanlam Personal Loan Account - I don't care how, I'm trying to close that account and the longer you keep taking money from it, the longer I'm going to have to fund an additional account I don't want to keep open.
2. Definitive assurance that I'll be refunded the duplicate debit order in THIS WEEK, it's been over a week now, you've had time.
We are sorry to learn that you have not yet been assisted and have relayed your latest reply to Sanlam Personal Loans for urgent assistance.
Regards
Sanlam Client Care
We are sorry to learn that you have not yet been assisted and have relayed your latest reply to Sanlam Personal Loans for urgent assistance.
Regards
Sanlam Client Care
We have reached out to Sanlam Personal Loans again and are waiting on feedback from them.
Regards
Sanlam Client Care
We have reached out to Sanlam Personal Loans again and are waiting on feedback from them.
Regards
Sanlam Client Care
We have just received feedback from Sanlam Personal Loans that the matter has been further escalated.
Regards
Sanlam Client Care
We have just received feedback from Sanlam Personal Loans that the matter has been further escalated.
Regards
Sanlam Client Care
This is to confirm that your complaint has been acknowledged and you will be assisted further.
Regards
Sanlam Client Care
This is to confirm that your complaint has been acknowledged and you will be assisted further.
Regards
Sanlam Client Care
- The FNB Debit Order is cancelled - it was NOT, and now you’re telling me you’re working on it and will let me know when it’s done? What excuse is there for the 3 March promise in fact being a lie?
- The Tyme Bank Banking details for manual payments - which I already used to make a payment on 20 March.
- The FNB Debit Order is cancelled - it was NOT, and now you’re telling me you’re working on it and will let me know when it’s done? What excuse is there for the 3 March promise in fact being a lie?
- The Tyme Bank Banking details for manual payments - which I already used to make a payment on 20 March.
Thank you for raising your concerns.
We have shared your messages with Sanlam Personal Loan, who will review the matter and assist further.
Regards
Sanlam Client Care
Thank you for raising your concerns.
We have shared your messages with Sanlam Personal Loan, who will review the matter and assist further.
Regards
Sanlam Client Care
Regards
Sanlam Client Care
Regards
Sanlam Client Care
Please note that feedback was provided to you via email on Friday. Please respond to the email for further assistance.
Regards
Sanlam Client Care
Please note that feedback was provided to you via email on Friday. Please respond to the email for further assistance.
Regards
Sanlam Client Care
- The promise given on 3 March that the Debit Order was cancelled and that my FNB account was removed was not even repeated, I was told you're now working on it - so a step backward.
- The promise on 3 March was that the Debit Order WOULD NOT be taken from my account. It was taken on 21 March and it's now 30 March and there's still no indication of when the refund will even be processed.
So no - Friday was "feedback" only in the sense that you spoke to me again, not that anything workable was actually given.
- The promise given on 3 March that the Debit Order was cancelled and that my FNB account was removed was not even repeated, I was told you're now working on it - so a step backward.
- The promise on 3 March was that the Debit Order WOULD NOT be taken from my account. It was taken on 21 March and it's now 30 March and there's still no indication of when the refund will even be processed.
So no - Friday was "feedback" only in the sense that you spoke to me again, not that anything workable was actually given.
Regards
Sanlam Client Care
Regards
Sanlam Client Care
Your patience is appreciated while this is in process.
Regards
Sanlam Client Care
Your patience is appreciated while this is in process.
Regards
Sanlam Client Care
This is to confirm that further feedback has been provided to you.
Sanlam Client Care
This is to confirm that further feedback has been provided to you.
Sanlam Client Care
AND, this complaint has been ongoing for THREE WEEKS without ANY meaningful feedback. Tomorrow morning I will be logging an official Ombudsman complaint regarding this matter, you've had more than enough time to try to do anything, and yet did NOTHING.
AND, this complaint has been ongoing for THREE WEEKS without ANY meaningful feedback. Tomorrow morning I will be logging an official Ombudsman complaint regarding this matter, you've had more than enough time to try to do anything, and yet did NOTHING.
We have followed up with the Sanlam Personal Loans department to ensure the necessary assistance is provided.
Regards
Sanlam Client Care
We have followed up with the Sanlam Personal Loans department to ensure the necessary assistance is provided.
Regards
Sanlam Client Care
As the matter is now under their consideration, we are regrettably unable to intervene further. We will continue to cooperate fully with the process as required.
Regards
Sanlam Client Care
As the matter is now under their consideration, we are regrettably unable to intervene further. We will continue to cooperate fully with the process as required.
Regards
Sanlam Client Care
