SANLAM IS A ****

Good day

My name is Roseline Sikhosana I have been paying my Husband's Phillip Sikhosana's policy since 2017 when he got retrech from work with no fail he had the policy prior to 2017. Yearly I used to email them to ask for the new policy premium amount which they would give me. Until last year early when I emailed them like how I used to do but I couldn't get any help I was told I wasn't listed on the policy as a beneficiary but I was on the policy and I kept paying the old amount as usually. Last year late when my Husband tried to contact them he was told that the policy has lapsed and I have been paying all those years for mahala with not a single claim . SO DOES THIS MEAN THE MONEY I HAVE BEEN PAYING TO SANLAM I WAS ACTUALLY THROWING IT IN A DUST BIN??????? Sanlam is the worst funeral policy one can ever join shame. I hope I will find help in this regard

Thank you Rose