Sanlam Insurance is a *******

This Sanlam Universal Education Protector is a Ripp off. Not only does one struggle to get them to pay the school, but they pay what they say they will pay even when they pay less then half the school fees. Are they really concerned with kids education? If they can do that with kids what about adults. DO NOT BUY PRODUCT FROM SANLAM they do not care about people or their children.