Sanlam Gap Cover is a ****!

Their gap cover is a ****! You wait for two months for a claim to be processed, despite their undertaking to process claims within 7-10 days. Then, after two months, and after you threaten them with legal action, your claim is rejected for some bizarre reason. You can NEVER EVER get a hold of a manager. The claims manager ducks and dives your calls. She doesn't return your call if you leave her messages. They never respond to emails. Honestly just one big ****! If you have to pay your hospital co-payments in any event out of pocket, then gap cover is just basically *****ing your money every month.