Sanlam Funeral policies

I took out a Funeral policy from them, more than 10 years ago. I never new, the moment you make a funeral policy paid up, you loss allllll your payments towards them. They never told me, I never signed anything that I acknowledge it, that I will loss all my premiums paid, when I can not pay it anymore. So you must kept on paying them, for the rest of your life. Please people, don't fall into this same hole than me. Especially in this life, where you can't loose all you money, for nothing. How many people paid for years and years, then Sanlam kept the money,