Pay for 18 years and will TIP your child!!!!

By faith you as parent you take out a study policy for when your child wants to study one day!! Well what a surprise when 18 years later they TIP your child and the money is NOT NEAR ENOUGH to pay for any course!! What a joke!!!! 18 years ago the guy from Sanlam promised heaven and earth- oh dont they all, lie through their teeth and WE PAY. No 18 years later..... I'm disappointed. They take your money and if you asked a report on what happened in 18 years..... It's quiet!!! Why do we always have to yell, scream before it gets done- but off course most will keep quiet and just accept and that is what they hope for because then they at least make R50k.