False Breast Cancer Policy with no Benefits

I want to warn all ladies taking out a Breast cancel policy with Channel Life as it has absolutely no benefits to you the client. I took a policy out with them in 2002, I was young and the anxiety of getting breast cancer was huge so they convinced me to take out this policy with them. For the past 13 years I paid the premium promptly each month. As the years past, I forgot about the policy as I got more comprehensive insurance with Old Mutual. I decided I want to cancel the policy with Channel life and withdraw some of the premiums I paid the past 13 years. They told me that it was a high risk policy with no savings plan, so I will not be getting even 1 cent from them. Sadly to think that I waited so long to cancel this policy with absolutely no benefit at the end of the day for me !