Don't get Sanlam Gap Cover!

<p>We have Sanlam gap cover. I needed to go for a procedure, but the medical aid requested a co-payment. I asked Sanlam if they would cover this. They said probably, but have the procedure and then apply and we will see (already a problem!).</p> <p> </p> <p>So I submitted the claim shortly after the procedure. They never reverted. After serveral emails they send a ref number. After a month I emailed again, directly after, Discovery called me to ask if they could give my details to Sanlam. This meant that until then they had done nothing! A month and a half later I have followed up again. Directly after this, my doctor got an email to fill out a form. Once again, nothing had been done. Also, my doctor is so busy that I had to book a R600 appointment for him to be able to complete my prescription, I doubt he will ever fill this form in.</p> <p> </p> <p>The worst, save your money, don't give it to Sanlam gap!</p>