Claim process will have you considering suicide.

I have been without income, temporarily, for two months. The fact that they expect me to pay their premiums when I am not getting paid is very frustrating. I am getting calls from my debtors whom I can't pay because Sanlam is processing this claim as slowly as they can. This is such a depressing thing to deal with, and it's made me incredibly suicidal. This is no way to treat paying customers who trust you with their money when things are going well.