Central retirement Annuity fund Policy no cash value - ***X9

<p>I have a policy with Sanlam, I have been paying money into this policy for 16 years alreadyand have paid over R96 000.00.</p> <p>I contacted Sanlam to with draw some of the money, but after this request they told me that the policy has NO CASH VALUE, because of miss management ON THEIR SIDE.</p> <p>Nobody informed me about this and so I have been paying monry into their account every month, for them just to take it and not giving me a cent back.</p> <p>Is this how they do business, I also have another policy by them and what is going to happen to that one? I will probably get nothing back on that one too.</p> <p>They are a big company and they are *****ing from the little people.</p>