Be careful of special condition waiting period

Be careful Sanlam advertises their Gap cover with a 3 month waiting period hence I made the decicion to go with them. I had nothing to hide on consultation I decleared my all previous condition, however as these things happen, early this year I had to undergo an unplanned procedure to aviod permanently nerves damage, now 6 months after comencement date my claim was rejected because of an apparent 12 month special condition waiting period I was not made aware of as I asked the consultant how long was the waiting period for this policy and it was confirmed 3 months. This leaves me with an easy decicion I am stopping my policy with immediate affect.