Billing

I went on line looking to apply for a personal loan to which i didnt end up doing the actual application with any of their affiliates.to my surprise 2 months later i received a statement stating that i owe about 1200. I responded asking for clarity but the only that came after was an sms and an email from lifestyle legal demand i pay the amount or the will place a judgement against my name. I responded to life request them for clarity with no response only sms was sent confirming that they are going ahead with listing me on itc. These 2 companies don't respond to my question however they want me to pay them for something i know nothing about.