VV
VERNON V

1 reviews | Active since Jul 2020

21 Jul 2021, 12:15

STUMBLE BLOCK, CONSUMING TOO MUCH TIME

MY WIFE AND I APP**** FOR A HOMELOAN THROUGH SA HOMELOANS. THIS WAS OUR SECOND APPLICATION, WE ALSO HAD A PREVIOUS APPLICATION APPROVED IN 2019 BUT UNFORTUNATELY COVID CAME AND THE OWNER COULD NOT SELL AS HE HAD NOWHERE TO GO. THE CREDIT DEPARTMENT HAD CERTAIN REQUIREMENTS THIS TIME ROUND WHICH WE ADHERED TO. THE NECESSARY CREDIT CHECKS WERE DONE AND ONCE AGAIN OUR BOND WAS APPROVED. IN 2011 MY WIFE AND I WERE SEQUESTRATED. IN MAY 2018 THE FIRST AND FINAL LIQUIDATION ACCOUNT WAS CONFIRMED BY THE MASTER OF THE COURT AND IN MARCH 2021 TEN YEARS HAD PASSED AND WE ARE REHABILITATED. THE DEEDS OFFICE HOWEVER REQUESTED A LETTER TO SAY THAT WE ARE REHABILITATED WHICH WE PROVIDED, WE ALSO PROVIDED A LETTER FROM OUR TRUSTEES TO SAY OUR AFFAIRS WERE IN ORDER AS FROM 2018 AND THEREFORE RATIFY THE AGREEMENT OF SALE FOR THE HOUSE WE PURCHASED. THIS WAS 11 JUNE 2021. IT IS 21/7 AND WE STILL DO NOT HAVE THE PROCEED FROM SA HOMELOANS TO HAVE THIS TRANSACTION REGISTERED BECAUSE WE DID NOT DECLARE UPFRONT THAT WE WERE SEQUESTRATED 10 YEARS AGO. WE APP**** FOR A BOND BEFORE AND IT WAS APPROVED, NOW THIS BOND WAS APPROVED, ALL NECESSARY CREDIT CHECKS WERE DONE, IF THERE WAS A PROBLEM WHY WERE WE NOT NOTIFIED UPFRONT ? WE THAUGHT ALL WAS IN ORDER AND CLEARED BECAUSE 10 YEARS HAD PASSED. WAS THAT NOT ENOUGH PUNISHMENT NOT TO BE ABLE TO BUY A HOUSE ? ON STRENGTH OF OUR BONDGRATNT WE UPGRADED THE PROPERTY, THE PEOPLE WE BAUGHT FROM BAUGHT FROM OTHER PEOPLE AND EVERYBODY IS INCONVENIENCED. I HAVE PROVEN OUR POSITION LAWFULLY AND FINANCIALLY. I HAVE EXPLAINED HOW WE ENDED UP BEING SEQUESTRATED IN THE FIRST PLACE. WE ARE REHABILITATED, WE CAN AFFORD THE PROPERTY , WE WERE APPROVED BY THE CREDIT DEPARTMENT TWICE NOW, WE PAID THE PRICE , WE DID THE TIME. THE LAST LETTER I SENT WAS RECEIVED MONDAY MORNING 8 AM YET WE HAVE RECEIVED NO FEEDBACK, NO COMMUNICATION. WE CAN NOT TURN BACK NOW, THE FINANCIAL IMPLICATION WILL BE TOO MUCH TO BEAR. WE JUST WANT TO MOVE FORWARD AND CARRY ON WITH OUR LIVES. WE WILL BE FOREVER GREATFUL AND FULFILL OUR OBLIGATION TO YOU.

0
Replies (0)