SA HOMELOANS HOME OWNERS INSURANCE A F****!

I am livid by the fact that SA Home Loans takes R355 per month on my HOC premium and has the gall to tell me they cover the structure of my property, electrical, geyser and the pipes and when things happen - the will not cover.

1. My claim for the electrical surge which blew my elements was rejected! 2. My claim for burst pipes underground (just recently) was ignored! Apparently you cover the structure but you won’t cover the structure if the pipe is underground in my lounge! Go figure! What nonsense! 3. Previous claims for leaking in the roof - even though it was maintained was rejected! First I fix the pa****t and then you will pay - utter nonsense!

As far as I am concerned SA Home Loans will go to any means to reject our claims! Structure is structure. In the event of a burst pipe or a power surge or bad weather causing damage - YOU SHOULD PAY BECAUSE I AM FORCED TO!

WHAT IS THE POINT OF INSURANCE IF YOU DON’T PAY! WHY THEN DON’T YOU JUST HAVE A SEPARATE POLICY FOR FIRE - BECAUSE THAT’S THE ONLY TIME AND EVEN THEN I THINK YOU WILL BE RELUCTANT AND STILL EXPECT US TO PAY!

They don't care what people have to say, they don't take notice, just our money!