Sa home loans and it's legal team are so hell bent to auction my house and I want to know why?

made an arrangement of payment with the lady called shaizma mohamed on March before coved 19 lockdown.on 03/04/2020 I called her to review my arrangement as only essential workers were allowed to work. She suggested that I pay monthly installments.

Ever since then I've been paying monthly installments as per arrangement till August. On the 14/08/2020 I received an email from their legal team informing me about a default judgment and a court date was 25/08/2020.

I rep**** by advising the legal team to communicate with sa home loans as an arrangement was made with them.on the 17/08/2020 I received an email from shaizma mohamed stating that I only made an arrangement for April and that is why they are proceeding with the judgment.

I was taken by surprise that she left me for four months paying monthly installments as per our arrangement and not even once did she phoned me to notify me that I was defaulting.

We had a new arrangement that due to lockdown being relaxed to level 2 recently, it's when I can be able to continue to pay the initial arrangement of March. She further informed me that, she would inform their legal team to draft an arrangement that I should sign.

On the 25/08/2020 I received a call from sa home loans legal team that they are waiting for me at the court. I asked why was I supposed to be at the court, because I made a new arrangement and still waiting for documents to sign.

She told me that she emailed them yesterday. What is so astonishing is that the documents were sent a day before the court date, stating that I have to sign an agreement to pay R10 000 within four days. Failing to do so, they would have to proceed with the judgment immediately.

Sa home loans and it's legal team are so hell bent to auction my house and I want to know why?