Reconsider before applying for a bond at SA home loans

<p>I was declined on further lending in December 2015 which took 5 months , i had to take out a personal loan at a private loan company to get started with my building alterations and use savings. i couldn't complete the project and the app**** for further lending again but was informed that the project would have to be completed before a loan would be considered. Okay ? why am i asking for funds ? i want to complete project ? SA HOME LOANS claim as sweet caring in advertising ,pretending that they really care , but in the end they show they don't. Dear Home buyer don't fall victim to this company you will regret it. You will struggle to get an advance on your bond when really needed. They value your property at 80% to suggest a minimal further lending amount. I bought the house for R950.000 and only owe R 729000 this means nothing after paying a R 300 000 deposit. SA Home loans did consider to lending me R70 000 if i Spend a further R 650 000.00 to complete the alterations and then obtain the engineers certificate . Im deeply disappointed in SA home loans and hope my experience will open your eyes and please explore alternative options before considering SA Home loans as your preferred choice.</p> <p>SA HOME LOAN MUST CHANGE THIER SLOGAN OF ‘’WALK THE WALK AND TALK THE TALK ‘’</p> <p>- TO - ‘’YOU WALK AWAY WE ARE NOT HERE TO TALK ‘’</p>