Money making rakkit

Good day My wife wants to move her home loan from SAHL to FNB as we are getting divorced Now she is being told to give 90 days notice on an up to date home loan with yourselves or face a stiff penalty. What kind of money making business is this? Both of us want to move on with our lives but you make it next to impossible Kindly wave your ridiculous penalty and allow my wife to transfer her home loan ASAP. Alana Dikshoorn 760823