First time buyers Dissapointed!!!

<p>I am utterly dissapointed with SA Home loans.</p> <p> </p> <p>My husband app**** for a home loan recently, has an excellent credit score and only got approved for a 80% loan from SA Home loans. </p> <p> </p> <p>My husband requested to know why only this amount was approved where the feedback given was " numerous enquiries on credit profile". </p> <p> </p> <p>I find this extremely unfair as some companies conducts enquiries without permission on a persons credit profile. My husband had to dispute enquiries before and seeing that this is the only reason SA home loans opts out of a 100% loan for first time buyers as per the reason Devan gave my husband.. it leaves a sour and unpleasant experience for a first time application. </p> <p> </p> <p>Dissapointed!!!</p>