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Thank you for the respond.Base on your feedback it is Clearly that if your ethic group is white you will not qualify as SA HOMELOANS JUST GIVE LOANS FOR non white APPLICANTS AS THAT IS THE REASON WHY YOU MUST FILL IN YOUR ETHIC GROUP.

I KNOW OF NON WHITE APPLICANTS THAT HAVE APPLY FOR A LOAN THAT HAS EVEN WORSE CREDIT SCORE THAN ME THAT LOANS IS APPROVED .

What is the reason as a government employee the register at SA HOMELOANS IF THE CHANGES OF AN WHITE APPLICANT IS NEAR TO ZERO