Yes

Recently opened a RCS pick n pay store account , it worked the first time but the next day when I went to Pick n pay to purchase sum goods the card was showing invalid, long story short after speaking to about 10 consultants who put me back and forth to the pick n pay customer service still couldn't get my card right and kept on asking me to change my card it just didn't work , even spoke to a supervisor Sasha and still no joy, endless hours and days wasted because of the incompetence of their staff , even their complaints dept was useless and still made me to do the same things, totally ruined my shopping experience , on top of that I have card that works with points but no credit reflecting, 0 is the only rating that comes to my mind after 3 cards later.