They're threatening me with court orders to secure payment

I understand that I'm in arrears on my payments so it's to be expected that RCS would sick their debt collecting lapdogs on me as if that's somehow going to make money issue from my bodily orifices as if I'm some sort of a cash fountain.

Where I take issue, however, is when these lapdogs threaten me with legal action such as court summons and other nonsense.

Unfortunately, like many people, I lost my income due to COVID and so I'm now paying my account the best that I can manage. If y'all wanna take me to court because I'm not paying ENOUGH money every month then that's what you must go ahead and do. I'll be sure to laugh my ass off when the magistrate dismisses your case for wasting the court's time.

All records show regular payments on the account. You want to take me to court FOR PAYING MY ACCOUNT? What a joke. I'm sick of the harassment. Give me a job, then I'll pay my account in sufficient amounts to make you idiots happy. Unless you're prepared to do that, then step out of my way, leave me the hell alone and let me get on with it.