1 reviews | Active since Sept 2016

13 Jul 2020, 21:22

RCS insurance damages credit record

I am extremely upset with the service I have received from RCS. I app**** for income loss insurance claims in April, which was approved via sms at the end of May. Payment for May on my Coricraft account was made on 4 June from the insurance benefit. At the end of June, my debit order did not go off as usual. I struggled for hours on the phone to find out why, and if I should go and make payment manually as I have a spotless credit record and need to keep it that way. I was told numerous times that the insurance shows that I was approved for June, that the insurance still has a hold on my card, and that it is not necessary to go and make a manual payment because the insurance will more than likely cover the June installment as the hold was still active on my card. Fast forward a week and a half later, I receive an email to say my account is in arrears. Phone again, and finally someone tells me the insurance was not activated for June, but the debit order was not reinstated. Apparantly that is the customer's responsibility, even though my phone records can prove that I phoned every day at the beginning of July and even though I did not cancel the debit order. I immediately went and made payment, double my installment, and now it will take another 48 hours to allocate to my account.

This WAS NOT MY MISTAKE. THIS WAS YOURS. I DEMAND AND ABSOLUTELY INSIST THAT YOU PERSONALLY ENSURE THAT THIS DOES NOT FLAG ON MY CREDIT RECORD. I will not sacrifice something that I worked hard on building up only for your incompetence to destroy it!

0
Replies (3)
RCS
RCS's reply14 Jul 2020, 08:06
Official
Good day 

We herewith acknowledge receipt of your complaint. 

We have escalated your complaint to the relevant department for further assistance. 

Should you have any additional enquiries please do not hesitate to contact our Customer Service Department telephonically on ***or via e-mail: *** 

Kind Regards 

RCS Group 

's update14 Jul 2020, 20:16
Reviewer Update
Nobody has contacted me yet, you have still not rep**** to my numerous queries since the beginning of the month but the moment the account was not paid on time due to your own mistakes you can send me 2 or 3 emails and sms everyday? MY ACCOUNT HAS BEEN PAID. CLEAR MY NAME AT THE CREDIT BUREAU OR I WILL TAKE LEGAL ACTION AGAINST YOU.
RCS
RCS's reply25 Jul 2020, 10:38
Official
Good day
We are pleased to inform you that your complaint has been resolved.

Please accept our apologies for the inconvenience this may have caused you.

I trust you find the above in order.

Kind Regards,
RCS CARDS