RCS GROUP LOANS

This company aprove a loan to us but before the contract can bedone they ask for a mount off R2769 to bepayed in their account so we payed the amount R2 769-00 in their account. Then they ask for more money to bepayed in amount off R5 170-00 before the loan money can bepayed in my account. That amount are for insurrance and so for. BUT THIS ARE THE PROBLEME THEY DIDN'T TELL ME BEFORE HAND OR NOTHING WÈRE IN THE CONTRACT. SO NOW I DONT HAVE THAT KIND OF MONEY LYING AROUND. AND I CANCELL THE LOAN BUT NOW I HAVE TO WAIT FOR MY MONEY TO BE PAYED BACK TO ME I HAVE TO WAIT 15 TO 20 WORKING DAYS. Before they can pay back my money. I feel they are not clear about their terms and conditions acoring the contract. They are not truefull