NM
Nhlanhla M

1 reviews | Active since Nov 2019

04 Sept 2026, 10:14

RCS Credit Life Claim Delays and Ongoing Collections Despite Submitted Claim

I am extremely disappointed with the handling of my Credit Life Insurance claim by RCS.

I submitted my Credit Life claim in July due to illness and was advised that the claim was being assessed. Since submitting the claim, I have repeatedly followed up but have not received a clear update regarding the status or outcome of the assessment.

What is particularly concerning is that while the claim remains unresolved, I continue to receive collection calls from the RCS collections department demanding payment on the account. To make matters worse, I recently received communication warning that my Credit Life policy may lapse due to non-payment.

This situation makes little sense. The purpose of Credit Life Insurance is to provide assistance when a customer experiences circumstances such as illness that affect their ability to meet their financial obligations. Instead of receiving clarity and support, I am being subjected to ongoing collections and threats of policy lapse while my claim is still under review.

I am simply asking for:

* A clear update on the status of my claim. * Confirmation that collection activities will be suspended while the claim is being assessed. * Assurance that my Credit Life policy will not lapse due to delays in processing the claim. * A fair and timely resolution of the matter.

I hope RCS will urgently investigate this issue, provide feedback on my claim, and ensure that customers facing genuine medical challenges are treated fairly and with compassion.

0
Replies (1)
RCS
RCS's reply04 Sept 2026, 10:50
Official
Good day Nhlanhla,

We here with acknowledge receipt of your complaint. 

We have escalated your complaint to the relevant department for further assistance. 

Should you have any additional enquiries please do not hesitate to contact our Customer Service Department telephonically on ***or via e-mail: *** 

Kind Regards 

RCS Group