RCS Advance Payments to Pay out Loan????

In the interim I have contacted this company and this is the thread...of emails RCS Finance Attachments 10:56 AM (2 hours ago) to me Dear Desre Lara MacKinnon (ID Number: ************), Congratulations on the success of your loan application which has been approved with reference number: RCS ********** 8. Do find attached your loan Approval Letter, Repayment Schedule Letter and Loan Terms and Conditions in respect of your loan application. You are requested to read through the Loan Terms and Conditions and revert back to us within 48 hours. Your swift response is requested to enable us complete your Approved Loan sum Transfer. Thank you for choosing RCS Finance. Congratulations. Regards. Michelle van Heerden (Mrs.) Senior Loan Manager RCS Loans Financial Company (SA) Limited Licensed Financial Services Provider +27 (0) 21 ********** (telephone) +27 (0) 86 ********** (fax) +27 (0) 60 ********** (Cell) ********** (email) CONFIDENTIALITY NOTICE: This e-mail may contain confidential information and is intended only for the use of the recipient named above. Should you receive this e-mail in error, please forward it to the intended recipient and delete it Attachments area Desre MacKinnon 11:23 AM (2 hours ago) Hi Michelle, I am a little confused, I just called RCS and I am not on the system? Kind regards Desré MacKinnon RCS Finance 11:27 AM (2 hours ago) Kindly do not that his is only an online special offer from us and moreso you can be on the system now as we are yet to issue to you our loan legal contract. Desre MacKinnon 11:34 AM (1 hour ago) Hi Michelle, Ok so the R5782.68 can that not be included in the loan repayment as per RCS? RCS Finance 11:39 AM (1 hour ago) Its an insurance fee to back up your approved loan amount mam for incase of any sudden incident that wont let you to be able to continue paying your monthly rep Desre MacKinnon 12:07 PM (1 hour ago) Hi Michelle I am trying very hard to follow this. RCS has advised that all loans are done telephonically and that I do not qualify. Please advise what is going RCS Finance 12:12 PM (1 hour ago) As advised on my previous email to you that this is an online application and which office is it that you are calling, i thiink att this point we will have no choice but to decline your approved loan application. Desre MacKinnon 12:13 PM (1 hour ago) I understand what you are saying..BUT now you are going to decline me all of a sudden because I require clarity?????????????????????? RCS Finance 12:17 PM (1 hour ago) That casue we are following protocol mam and anything that is going beyond our protocol will have to be declined as we only want use this special offer to help Desre MacKinnon 12:18 PM (1 hour ago) Ok you can cancel this BUT I will report this on Hello Peter. RCS Finance 12:21 PM (1 hour ago) to me You are welcome mam.