I would proudly give RCS Card a below zero rating

I would proudly give RCS Card a below zero rating. Unfortunately, Hellopeter rating limits one to lowest rate of 1. I would give them -5 (minus 5) if that was the highest of the lowest score. They nag one with sms's and calls even when one has pd. It makes 1 wonder if the accounting system used is accurate when one gets messages on non payment after having pd for a week, plus