EARLY DEBIT ORDER NO OPT OUT GIVEN

Totally unacceptable, debiting my account on the weekend, when my contract states the 1st of every month. On a call now 15 minutes to get a consultant and then put back on hold, at least FNB gave us an option to OPT OUT....and yes, yes I know that buried deep in the agreement I signed it gives you the right to...but it is ********* not to give us the option to OPT OUT. How would you like it if your creditors could debit your account whenever they felt like it. I get paid on the 25th, I work for a small company, we dont get paid early. Put phone down after being placed on hold for 15 minutes.