Angry and frustrated!!

Angry and frustrated. I app**** for a loan at RCS and spoke to Mr. Patrick who then told me that I need to pay R1550 for insurance. I did pay the amount and before the deposit, I asked if there wont be additional amounts required and he said I only pay the insurance. He then came and said that I need to pay additional R2500 for transfer costs and I told him I do not have that amount and he said he can help me and give me R1000 then I try and get R1000 of which I told him that I do not have the money.

I then asked for a refund and he said it will take 24 hours and now its after 24 hours I want the money he is telling me to pay cancellation fee of R350 and I told him to take R350 from the R1550 and he said "if we could, we wouldn't ask".

I am so angry and need my money.