Account is prescribed

To Whom It May Concern:

RE: *** / Account is prescribed

I, Michelle Roma Du Plessis, with I.D. ***, point and prove my defense of prescription towards my said account. It is no longer deemed to be active over three years. As per the correspondence received from SDK Attorneys, they have withdrawn the case.

Therefore, I point out the section extracted in the following words below to you:

As from 13 March 2015 a new section 126B was introduced into the National Credit Act 34 of 2005.

126B.(1)(a)No person may sell a debt under a credit agreement to which this Act applies and that has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969).

126B(1)(b)No person may continue the collection of, or re-activate a debt under a credit agreement to which this Act applies -

(i) which debt has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969); and

(ii) where the consumer raises the defence of prescription, or would reasonably have raised the defense of prescription had the consumer been aware of such a defense, in response to a demand, whether as part of legal proceedings or otherwise."

I instruct the account to be closed with no further proceedings by you, as the arrears have not been collected within three years since the last payment on your record.

Should I not hear from you within 7 days from this date of delivery of this content, I consider the case to be closed. Again I draw you to the clause (i) snd (ii).

Regards,

Michelle