JM
Justin M

1 reviews | Active since Jul 2011

29 Jan 2026, 09:44

Account Closure

Good day I'm really not happy with the way it takes to close my Makro Credit Card account. On the 19th January I requested a Settlement Quote and Request to close the account. I got the settlement letter and Email for Account Closure Request. I paid the Settlement amount that was on the Settlement letter. On the 23 January I phoned in to get an update regarding the account closure, and was that you need to do a refund because the amount is more than the Limit, I asked for the Settlement Letter and paid that amount? Now it's a problem!

On the 26th January there was a debit order that went off, and my account is still not closed! So on the 28th January I phoned in and asked what was going on and the debit order was never stopped on your side when the request for account closure was done. So i had to email Refunds to get my money back. On the 29th January i recieved a email that the Refund is confirmed and it will take 7-14 days to get the refund. But in the same email it states "RCS will Charge a monthly service fee" So in other words, by the time i get my refund, I will then owe RCS again before the close my account? If it will ever be Closed? Because once i paid the service fee, then i will be over again and have to do a refund again? You see my problem here? Because it's a never ending cycle of events.

This is totally unacceptable and to be Honest, RCS will never see me again! So much hassle just to close an account with you!

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Replies (1)
RCS
RCS's reply29 Jan 2026, 09:58
Official
Good day Justin Morrison, 

We herewith acknowledge receipt of your complaint. 

We have escalated your complaint to the relevant department for further assistance. 

We acknowledge receipt of the complaint and will provide you with feedback as soon as we have completed our investigation. 

Should you have any additional enquiries please do not hesitate to contact our Customer Service Department telephonically on ***or via e-mail: *** 

Kind Regards, RCS Group