Credit Denied WHY?

Kindly advise why I am being declined for credit?

During Covid lockdown I was retrenched and temporarily app**** for debt relief, I have paid up all my accounts in May 2022, way before the time as we sold our house and paid off all my debts. This is ************** and I would like some answers as to why you are constantly declining every credit application of mine.

See attached statement from FINFIX clearly showing I paid all my accounts way before they were due to be completed and payment fulfillment. Password is my ID Number: ***.

In October and November 2024 I relocated and was unemployed for two months and I am currently permanently employed since December 2024 with a Gross salary of R18000.00 plus an allowance from our Trust.

Why am I being declined? I would like an explanation please.

I have recently purchased a property and am needing some credit for renovations.