STAY AWAY FROM QUEENSPARK

STAY AWAY FROM QUEENSPARK!!! They send you a monthly sms showing your monthly 'INSTALMENT', in other words, you assume your balance is times 6, as how all decent clothing shops operate. And you pay and you pay and you pay. Meantime they handle your acount as a revolving credit acount, only a fraction of your payment goes towards your real balance, (about 4 % I was told by one of their 'operators' at the call centre, I have his name, time of call etc), after how many attempts to get the phone answered, etc,) the rest goes towards interest. And your 'outstanding balance' accumulates and becomes thousands of rands. DUE TO INTEREST accumulating. Literally thousands of rands. I HAVE SPOKEN TO ABOUT 6 DIFFERENT OPERATORS, NO ONE CAME BACK TO ME. THEY ALSO PUT DOWN THE PHONE DOWN IN YOUR EAR. I HAVE RECORD OF EACH 'OPERATOR'S' NAME. TIME OF CALL, DATE ETC. Lately I have been receiving automated calls from Queenspark, offering to supply me with cash should I NEED CASH DUE TO FINANCIAL DIFFICULTIES, DURING THE COVID TIME, I ASSUME!!. IS QUEENSPARK OPERATING AS A BANK, FINANCIAL INSTITUTION OR A CLOTHES SHOP??? Can I please have feedback from Queenspark???