When i joined Prime SA recieved a great salesperson who took me through their processes and different cover they offer and educated me about the difference of them

When i joined Prime SA recieved a great salesperson who took me through their processes and different cover they offer and educated me about the difference of them.I chose a comprehensive cover at Rate which i think is cheaper compared to other Insurers out there.Im happy with their services and kudus to Sales for persuading me to this policy and I am very HAPPY.On the Policy they should include this thing they use to increase Excess amount say maybe you had an accident between 00h00-5h00, they add more money like 6K.they must include that in the policy documents