Useless

At claim stage they start outlining conditions they never shared or are contained in the contract. They claim to offer decreasing access but and up add 5k for driving on a gravel road (which they never outlined before) just to get me to pay the supposedly decreasing access. A drunk driver hit me from behind but I ended up paying 7k for access, after my access was said to decrease yearly. They also never paid for towing my car, they told me they have a max of 60km for towing, which is counted from when the tow truck leaves its depo. None of this was ever mentioned when I joined. Useless insurance…. Do not bother with them. They look for any excuse to not pay.