SM
Sebasa M

1 reviews | Active since Oct 2020

07 Jun 2021, 08:31

**** of an insurance

I'm very disappointed with the service I received from prime Meridian direct (PMD). I got into an accident on the 25th of April 2021, my car was towed to Polokwane auction nation, was told its a write off and claim was filed. After everything was submitted on the 26th of April, I never heard from them again, I was the one who kept on calling for updates throughout the whole process. After almost a month I was told that the report from their expert was inconclusive and they appointed another expert. The second expert went to the scene exactly after a month of the accident and thereafter my claim was rejected on the 4th of June on the basis of that second expert's calculations which said I was speeding but they are denying to show me the report. I was then instructed to fetch my written off car after 5 days and pay an amount of R4771.32. When trying to call to enquire the consultants won't help me but they also won't transfer me to their superiors. Tried to write my review on their Facebook page but they mute it within minutes, block me and only leave good reviews on the page.

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Replies (2)
Prime South Africa
Prime South Africa's reply07 Jun 2021, 08:40
Official
Dear Sebasa M,

Thank you for taking the time to raise this matter with us.  

We have located your policy and commit to providing preliminary feedback within 2 business days. 
 
Assuring you of our continued best endeavours. 

Kind regards,
The PMD Team 
Prime South Africa
Prime South Africa's reply08 Jun 2021, 13:49
Official
Dear Sebasa M, 

Thank you for your post. 

It saddens us to hear that the service you received fail to impress. Rest assured that we perform our validations not for the sake of creating unnecessary delays or to avoid claims but for the protection of all of our clients. 

Whilst it is true that the purpose of insurance is to protect one in the event of an accident, it is also true that such cover is only provided on the condition that a driver keeps to the policy terms and conditions as well as the rules of the road. A review of the outcome of your claim does confirm that the decision made is in line with the policy terms and conditions. 

Our Market Conduct Team has already contacted you and will provide a further detailed explanation regarding the matter. 
 
It is most comforting to know that with PMD’s comprehensive policy, you are able to enjoy an excess that reduces to zero - and it does so in a short few months. 

Assuring you of our continued best endeavours on your behalf. 

Kind regards, 
The PMD Team