ZM
Zabathembu M

1 reviews | Active since Apr 2020

29 Aug 2022, 17:03

Ridiculous service

I have been with PMD for 2 years now. And i havent skipped any of their monthly instalment. I was invloved in a car accident this year. The guy who bump my car is covered with Santam. So my PMD insurance insisted i pay the access fee of R8000 which i did and the car was taken to Renew it in Sandton. I need my access fee back as they suppose to get it from the 3rd party. They dont call me or update me unless i call them. Its been 4 months with no action or positive update. Every time i call them they telling me they cant get hold of anyone from Santam. What stupidity is that?? Insurance is suppose to be going extra on my behalf as im still covered with them. Worst i even upgraded and took a better cover. This is ridiculous. Samantha from PamD is currently handling my case . And Zama Nene from Santam and Kumaran are aware about my case.

I should have phoned and sorted this immediatley but i was told that my insure must contact the 3rd party. But they cant sort out anything . Today im told it can drag for almost a year last time i was told it will take a maximum of 6 months. This service is kaak. Tomorrow im cancelling my insurance with you guys. Yourl cant assist with anything. Please fix this Asap im going to call santam and also put them on hello peter.

0
Replies (3)
Prime South Africa
Prime South Africa's reply30 Aug 2022, 08:12
Official
Dear Zabathembu M,

Thank you for taking the time to raise this matter with us.

We have located your policy and commit to providing preliminary feedback within 2 business days.

Assuring you of our continued best endeavours.

Kind regards, 
The PMD Team 
Prime South Africa
Prime South Africa's reply02 Sept 2022, 15:30
Official
 Dear Zabathembu M,

Thank you for your post.

At PMD we go to great lengths to ensure clients understand how their cover works.

As you are aware, an excess is a self-insured portion paid by clients on all approved claims. The excess is only paid back to the client where a full recovery of all of the repair cost is made – this is industry standard and applies to all insurance claims.

Our Market Conduct Team will be in contact with you to provide you with comprehensive feedback regarding your query.

It will no doubt delight you to be reminded that PMD offers a unique benefit where the basic excess on your policy reduces every month you pay your premium.

Assuring you of our continued best endeavours on your behalf.

Kind regards,
The PMD Team. 
ZM
Zabathembu M's update02 Sept 2022, 17:14
Reviewer Update
I fully understand and know the process of how you get your access fee back. My main issue here is to keep me in the loop . Dont gues how long my access fee will be returned to me. I was told within six months now that im approaching six month im now told ot can drag till a year which is not fair at all. I honestly dont know how you guys deal with the 3rd party . If you really want to kepp us as your clients you should solve such issues very quick . Communicate with the 3rd party so my issue gets resolved. Dont tell me about process that you dont also follow. If its 6 months then it should be. Please contact me with the positive feedback as i took loan for that access fee . So i dont know how you will push the 3rd party to pay all the damages so i can get my access fee. Im in debt as we speak i need this to be sorted . And i want to go back as a happy customer just like before. Kindly resolve this issue . I know the process i work for motor industry but we dont promise service that we dont offer.