LP
Logan P

1 reviews | Active since Jan 2022

20 Jan 2022, 12:01

Prime Meridian Direct

Prime Meridian is by far the worst insurance I have ever had. One of the BIGGEST MISTAKES I’ve made. My vehicle was in an accident on the 27th of November 2021. They towed my vehicle away to first help. They then took 3 weeks to contact me to find out about the accident. Asked me a lot of irrelevant questions (EG- where was I in the morning) Which had nothing to do with them. They took another 2 weeks just to repudiate my claim which means reject “but they didn’t want to seem like the bad guy “It took another 2 weeks for them to finally reject my claim reason as they put it misrepresentation because the times I gave and they tracker didn’t match yes you heard right. Now that my claim has been rejected, I want my vehicle back, but I need to pay R28000-00 to get my vehicle back from them so called release charge. As now I am liable to pay for the storage of my vehicle since 27/11/2021 till now 11/01/2022 all because they have taken so long to provide me with the final outcome. And the worst part is that in December I asked them who is liable for the storage they told me I need to wait for the outcome. And I told them they need to let me know but no feedback until today go figure. Every time you call them the only answer they give is we have sent an email and awaiting feedback. So yes, not only do I have a vehicle that’s written off that I will need to fix. I will have to pay them 28K for absolutely nothing that PMD for you. So, I would not recommend ANYONE to use them. They look for the smallest loopholes for them not to pay you. But when they are taking your money every month, they happy So yes, now I’m stuck with a written off vehicle + 28k dept in order for me to get my written off vehicle back. And still fix myself. That’s my story ☹

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Replies (2)
Prime South Africa
Prime South Africa's reply20 Jan 2022, 14:16
Official
Dear Logan P,
 
Thank you for taking the time to raise this matter with us.  

We have located your policy and commit to providing preliminary feedback within 2 business days. 
 
Assuring you of our continued best endeavours. 

Kind regards,
The PMD Team 
Prime South Africa
Prime South Africa's reply24 Jan 2022, 11:19
Official
Dear Logan P, 
 
Thank you for your post. We are saddened to learn that we did not meet your expectations. 
 
At PMD we pride ourselves on promptly paying all valid claims. However, this is dependent on true information material to the validation of the claim being provided to us in a timely manner. 
 
Although the outcome of your claim may not have been what you had hoped for, you will doubtless be relieved to recall that by using our 24-hour roadside assistance to tow your vehicle no storage fees accumulate during the validation of the claim. As you were informed when arranging the towing assistance, where your claim is unsuccessful only the cost of the tow will be your own account. 
 
It will no doubt delight you to learn that PMD provides a wide range of roadside assistance benefits which cater to all your needs. From assistance with a changing a flat tyre or delivering of fuel to towing your vehicle to a safe place after an accident, we are eager to assist you. 
 
Assuring you of our continued best endeavours on your behalf. 
 
Kind regards, 
The PMD Team