SN
Siphokuhle N

1 reviews | Active since Jul 2025

18 Jul 2025, 16:15

Poor service from Prime insurance

I submitted my claim to Prime South Africa on **18 June 2025** after my vehicle suffered water damage due to natural disasters in the Eastern Cape and to this day, I have still not received a proper outcome. Claim Number: CL***

When Prime informed me they would be taking my vehicle to a panel beater, I specifically asked why, since there was no body damage. I was told the panel beater would handle the stripping quote needed for the claim assessment.

However, when I later contacted the panel beater myself, they were just as surprised as I was. They confirmed that:

* The vehicle has no body damage, and * They do not handle electrical issues, which is the actual problem.

So Prime knowingly sent the car to a repairer that is not equipped to assess the damage, completely undermining the purpose of the stripping quote they claimed was required before a claim outcome could be reached.

Now they are saying I will receive a claim decision next week — but how is that possible when:

* The stripping wasn’t done by the right specialist * The electrical damage still hasn’t been properly assessed * The car was sent to the wrong place from the beginning

Meanwhile, my vehicle has been standing for a month, potentially suffering further damage, and I’ve received nothing but vague, inconsistent updates from Prime.

⚠️ This experience has been deeply frustrating and disappointing. I’m sharing this review to warn other customers and to call on Prime South Africa to urgently take responsibility and resolve this matter properly.

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Replies (2)
Prime South Africa
Prime South Africa's reply18 Jul 2025, 17:03
Official
 
Dear Siphokuhle   ,we regret to hear about your dissatisfaction and appreciate you letting us know. We will acknowledge your complaint in writing within 48 hours. Thank you for your patience. Kind regards, the Prime SA team. 

Prime South Africa
Prime South Africa's reply25 Jul 2025, 06:43
Official
Hello Siphokuhle N, 

Thank you for sharing your experience with us on this platform.

At Prime South Africa, we understand how challenging it can be to face delays and uncer*****y during the claims process. Please know that your vehicle was towed to the nearest place of safety to assess internal damage thoroughly. We have full confidence in the expertise of our affiliated assessment centres, which are selected for their professionalism and reliability.

While the validation process may seem lengthy, it is designed to ensure a fair and accurate outcome for all parties involved. Following a detailed review of your claim, we confirm that the outcome has been communicated, and you are welcome to collect your vehicle.

As part of our commitment to making insurance more accessible, we also offer innovative benefits like reducing excess, helping you save more over time.

Thank you for your patience and understanding as we work to provide you with the best possible service.

Kind regards,
The Prime SA Team