NJ
Ndalamo J

1 reviews | Active since Mar 2021

26 Mar 2021, 08:13

PMD is the WORST insurance company, ********

The service is bad I regret switching to pmd. I feel that I am Being taken for granted as Customer On 21/02/21 I was involved in car accident I lodge a claim for my Vehicle on 22/02/2021 but the insurance only approved to fix minor scratches on the left bamper( fender) because it suits them and declined to fix the back left bamper which has the huge damage because according to them the back left bamper was not accident related they claim it was an exiting damage which is not true, they’re saying because it has yellow dots on it when I asked them, mind you the color of that car is yellow. And they’re telling me that after they receive the quotation from the dealership. I asked them why they did not tell me this story the time they where assessing my car, I think it was 5days after I lodge the claim, the result was my car is fixable only after asses. Now the car has rust on it on the left back bamper they don’t want to fix it I provided them with proves(pictures) I took on accident scene to prove that damage happened on 21/02/21 to show that rust wast not there...my car gain rust where it has been stored But they choose not to attend my pictures. Now they’re no longer responding to my complaints..I send them 3 emails with no response, I tried to call them some lady answered and told me they have nothing to do it is their final decision, they only going to fix only front bamper fender and leave back part.. If you are using pmd run

0
Replies (2)
Prime South Africa
Prime South Africa's reply26 Mar 2021, 08:19
Official
Dear Ndalamo J,

Thank you for taking the time to raise this matter with us.  

We have located your policy and commit to providing preliminary feedback within 2 business days. 
 
Assuring you of our continued best endeavours. 

Kind regards,
The PMD Team 
Prime South Africa
Prime South Africa's reply26 Mar 2021, 08:19
Official
Dear Ndalamo J,   

Thank you for raising your concern with us. We value your input as world-class client service is important to us.  

As an industry norm, the purpose of insurance is to cover all accident-related damage to place you in the same position you were in prior to your loss. Regrettably, the assessment confirms that the damage to your vehicle is not accident-related as the yellow paint transfer could not be caused by the silver vehicle involved. 
 
Our Market Conduct Team will be in touch with you to provide comprehensive feedback on the matter.  

You no doubt remember that unlike many other insurers, with PMD comprehensive cover your claims excess reduces to zero - and it does so within a surprisingly short period of time. 
 
Assuring you of our continued best endeavours on your behalf.  

Kind regards, 
The PMD Team