SM
Saccliffe M

1 reviews | Active since Jun 2024

26 Jun 2024, 08:10

My is Saccliffe Mashu, on the 13 of June this year I had an accident around 18h20 while I was on my way home

My is Saccliffe Mashu, on the 13 of June this year I had an accident around 18h20 while I was on my way home. I was traveling on vlakfontein road when an unknown vehicle came straight toward my lane then I swerved off the road try to get away from the vehicle driving toward me then fell off the ditch. Yesterday I got the response that my claim has been declined because I was driving at a speed of 106km/h which they said is above speed limit and the said the speed limit is 60 Km/h which on the road I was traveling the is no sign of a speed limit on the road and the road is on an open space where the is no houses. And I believe it's unfair what they did.

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Replies (2)
Prime South Africa
Prime South Africa's reply26 Jun 2024, 11:48
Official
Dear Saccliffe

Thank you for taking the time to raise this matter with us. 
We have located your policy and commit to providing preliminary feedback within two business days. 
Assuring you of our continued best endeavours. 

Kind regards, 
 The Prime SA Team 
Prime South Africa
Prime South Africa's reply28 Jun 2024, 11:29
Official
Dear Saccliffe, 

Thank you for your post.

 PMD prides itself on the unprecedented lengths to which it goes to ensure that its policyholders fully understand the products that they purchase. 

We ensure that all our clients are made aware of the provisions of their policy through our customer-friendly purchase policy documents which are clear and concise and our purchase calls which are clear and interactive

Whilst it is true that the purpose of insurance is to protect one in the event of an accident, it is also true that such cover is only provided within the terms and conditions of your policy. Your policy does not cover you where it was found that the driver did not adhere to the speed limit on the road. 

Our Market Conduct Team will be in contact with you to provide you with detailed correspondence regarding our position on the matter.

It will delight you to learn that PMD provides affordable insurance products to accommodate everyday South Africans. Obtaining a quote can be done through our user-friendly website at www.prime.co.za. 

Assuring you of our continued best endeavours on your behalf. 

Kind regards, 
The PMD Team