I'm extremely satisfied with PMD, there are alot of insurance companies that are trying to pursuade me but my insurance company is rating number one

I'm extremely satisfied with PMD, there are alot of insurance companies that are trying to pursuade me but my insurance company is rating number one. The other day I was loughing to another guy from another company he said I will get 48 hours grace period if I missed the premium. I told him that I have 15 days to my current company which is PMD he dropped a call. Premiums at PMD are reasonable because I'm paying less than R1000 including the car hire option...... Another thing I like about PMD every time I pay the premium the excess fee is decreasing. I love PMD ❤️.