I took a Policy with PMD they deducted their 1st premium on the 01 of July 2023 because my car was not going to be released on the dealer without insurance

I took a Policy with PMD they deducted their 1st premium on the 01 of July 2023 because my car was not going to be released on the dealer without insurance. 02 July 2022 went to the dealership to collect my car I then crushed my car on the dealership gate and it was beyond repairs. Called PMD on Monday since they don't open on weekends they were able to assist me very quick asking that I'm OK do I need counseling and Staff they were able to settle my car debt with in few weeks of communicating with them. Then I bought another car till today I'm using PMD I'm happy with everything their service is excellent.