I guess one have to let ********* kill u so your claim can be paid out

I am very disappointed by the service I have received from PMD I regret having joined them how can u not want to pay a claim when a client had a possible hijack en had to speed off en unfortunately had an accident. How do I prove I was being chased how do u prove I wasn't would u have rather I let them take my car and possibly kill me would that be enough for u to pay out a claim to a dead person how does one even get questioned on these matters as everyone knows what kind of country we live in yoh worst experience ever shym.