hC
happy C

1 reviews | Active since Jan 2022

29 Jun 2025, 06:25

Formal Complaint Against Prime Insurance South Africa

Dear Hello Peter I am writing to express my deep dissatisfaction with the service I received from Prime Insurance South Africa. Earlier this month, I was involved in a motor vehicle accident. To my shock, I was informed of an extremely high excess amount that I would need to pay, despite not being at fault in the incident.

I reached out to Prime Insurance for guidance and support, hoping they would assist me in pursuing a third-party claim from the responsible party. Unfortunately, their response was not only unhelpful but dismissive. Rather than offering assistance, I was left with no choice but to withdraw my claim and pay the repair costs out of my own pocket.

This experience has left me extremely disappointed. Prime Insurance markets itself as a cost-effective and customer-focused provider, but my experience was the opposite. I feel misled and unsupported during a highly stressful time. Their lack of initiative in helping me deal with the other party’s insurance made the entire process even more frustrating.

I expected better from a company that claims to offer the best value. Instead, I received false hope, poor service, and financial burden.

I hope this review will encourage Prime Insurance to reflect on how they handle claims where their clients are not at fault and improve the support they offer going forward

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Replies (2)
Prime South Africa
Prime South Africa's reply30 Jun 2025, 08:49
Official
Dear Mantsetse, we regret to hear about your dissatisfaction and appreciate you letting us know. We will acknowledge your complaint in writing within 48 hours. Thank you for your patience. Kind regards, the Prime SA team. 
Prime South Africa
Prime South Africa's reply02 Jul 2025, 16:07
Official
Hello Happy C,

 
Thank you for sharing your experience. We’re truly sorry to hear about the frustration you’ve faced during the claims process. We understand how stressful this can be and want to assure you of our commitment to supporting you.

 We understand your desire to recover your excess from the third party; however, this isn’t possible after your claim has been withdrawn. The excess app**** is in line with your policy terms, and third-party claims can only be processed once repairs are completed. 

At Prime Insurance, we strive to provide affordable, fixed-premium solutions that offer peace of mind when it matters most. 

The Prime SA Team