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Fortunate N

1 reviews | Active since Jul 2021

02 Dec 2025, 20:52

Do not join Prime

If you looking for insurance I do not recommend Pmd.f Pmd is selling lies to us. I recently joined prime with the hope of having peace of mind . Your consultants when they sell us insurance “we are of the view that it’s comprehensive cover”.

What’s the point of having insurance only to find out that I am not covered or assisted at claims stage ? What am I paying for exactly? What’s the point of PMD if I’m told about GPA and I’m have to pay the rest ? Where must I get the money ?

The biggest red flag was I had to wait for almost a month. I logged a claim at the beginning of the month and now we are on the last weeks - I had to call now and then for feedback cause no one was saying anything. Only to be told that nonsense.

This is my worst nightmare and I regret moving to prime. I don’t recommend it!

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Replies (2)
Prime South Africa
Prime South Africa's reply03 Dec 2025, 07:32
Official
 Hello  Fortunate , we appreciate you bringing this to our attention. 

Your feedback is important to us, and we’re currently investigating the matter. A detailed response will follow shortly – please check back or click “see more” to view it. 

Kind regards,
 The Prime SA Team 

Prime South Africa
Prime South Africa's reply04 Dec 2025, 11:01
Official
Hello Fortunate N,
 
Thank you for contacting us. 
 
At Prime, we take pride in ensuring that all our clients have a clear understanding of their policy terms. A review of your purchase call confirms that our team did an exceptional job in explaining your cover to you. We would also like to remind you to look through your policy documents, as it has helpful examples and explanations about your cover.
 
At the time of your claim, your Growing Benefit Amount (GBA) reflected the premiums paid to date. This amount was app**** towards the repair costs, with any remaining balance being your responsibility. The GBA is designed to grow monthly with each premium payment and assist with repairable vehicle damage, and is a special feature on our non-comprehensive products.
 
Our Market Conduct Team will be in contact with you shortly to provide more detail.
 
At Prime we are dedicated to offering value-for-money insurance products paired with compassionate and professional service, ensuring peace of mind for all our clients

Committed to resolving your concern with care.

Kind regards,
The Prime SA Team