SM
Sizwe M

1 reviews | Active since Feb 2019

14 Feb 2019, 16:08

Complian

Good day, I am one off the PMD clients CL 1******77 I met up in an accident On 15 off December 2018. I have been in contact with my insurance since then I gave them everything which they requested from me. They have done countless off investigating what happened on the day off accident. Till to date they still want documents which even them when I ask how will I obtain them they say we can't validate that information where as they dealing with my claim. The turnaround time has passed its 15 off February now 3months now but am paying the premiums as wanted. Am struggling to get work am even getting dead treats which I have told my insurer about it but they just say will deal with it. Am very not happy on fact that we as clients we are treated as negligent people once an accident has happened. At this hard time paying for something which is not by you an while knowing that you have a insurance which you choose from a 100 off insurances saying you'll have piece off mind but no, they just requesting for documentation which yourself if you tell someone about it doesn't make sense on why now this. I am placing this review so you'll know what difficulties we face behind the cines, I can't even go freely in my neighborhood because am keep on getting died treats on person I collided with. My car has depoled airbags but I was told it's not a write off just being puzzled.

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Replies (3)
Prime South Africa
Prime South Africa's reply15 Feb 2019, 09:28
Official
 Dear Sizwe M,  Your post is acknowledged.  We regret to learn of your objection and confirm that we shall be conducting a thorough investigation into the matter. You can expect to receive preliminary feedback within 2 working days.  Assuring you of our continued best endeavours on your behalf.  Kind Regards,  The PMD Team. 
Prime South Africa
Prime South Africa's reply19 Feb 2019, 16:58
Official
Dear Sizwe M, 

We apologise for the perceived delays in processing your claim. It is particularly troubling to hear of your experience as client service is important to us. 

Please be assured that we persistently strive to settle all valid claims within the shortest possible time. You will appreciate that this reduces our management time and costs and is to the clear advantage of both of us. 

A review of your claim revealed that certain documents were found to be necessary in order to successfully validate the circumstances surrounding your accident. Our Claims Team has confirmed that they have communicated the final outstanding task on you claim to you, whereafter it can be submitted for a final decision. 

We note that our Market Conduct Team has already been in contact with you to address the nature of the vehicle’s damage. The deployment of airbags does not necessarily write off a vehicle as the overall cost of repairs is the determining factor. 

Your very affordable premiums also reflect the fact the PMD does not discriminate on a gender or marital basis. Men, women and unmarried persons all enjoy the same rates and benefits.

Assuring you of our continued best endeavours. 

Kind regards,
The PMD Team
SM
Sizwe M's update22 Feb 2019, 15:08
Reviewer Update
Good day I have received confirmation today that PMD has to send their technicians to pick up reports from the police. Firstly I have no guarantee on when this will happen . They have not given me a date. I was told next week sometime so this means it prolongs my case further. I think this is absolute nonsense that there is such a delay. I pay my premiums on time and I expect better treatment than this. This query will now go into March which in total is 3 months that I do not have a car. It is costing me more money to communicate with PMD this is ridiculous an to even to get to work it's a problem now am getting warnings . I need immediate assistance if I do not receive this I will lay a complaint against PMD with the ombudsman if so be it. The senior representative off PMD they way they taking this issue really shows that they don't care am working so hard to get to pay for they my premiums at the date we agreed upon, but there is no piece of mind at night that you using the best insurance but can't even obtain a AR report which takes them weeks to obtain it.