PM
Petronella M

1 reviews | Active since Jan 2011

06 May 2023, 17:52

Complaints and dissatisfaction

I submitted claim whereby my car was hit by another car at the parking lot. And the car is damaged at the back by the boot on the bumper. Now the bumper is falling off. Unfortunately the driver of the vehicle never stooped but took off. All was reported at the police station and was told that that particular street has cameras all over. The insurance company should request a footage so to trace the other vehicle. First I got a call from Nosihle from PMD and everything was explained to her and aslo advised her to get a footage from the SAPS provided. Next call from her she told me that my excess is R2700 and the damage cost is R3300. To my surprise only the photos were sent to them and the decided on that cost. Nothing was inspected or no one was sent to check the damages on the car. I asked her to provide me with the panelbeaters they work with in the area so to take the car and she promised to get back to me same day, till today nothing from her. The next thing I get a call from a lady called Palesa saying that I need to pay an excess of R4700 and the insurance company will not cover this claim because I ddnt prove them with the other drives details and also that the manager said this is a small claim meanwhile my car is damaged. I explained to her that I spoke to Nosihle and explained everything to her and even asked her to get footage, as per the the given statement. Clearly there is no communication between the consultants and I am really disappointed, and will take take this further with Insurance Ombusdman

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Replies (2)
Prime South Africa
Prime South Africa's reply08 May 2023, 08:06
Official
Dear Petronella M,
Thank you for taking the time to raise this matter with us.

We have located your policy and commit to providing preliminary feedback within 2 business days.

Assuring you of our continued best endeavours.

Kind regards, 
The PMD Team 
Prime South Africa
Prime South Africa's reply10 May 2023, 10:47
Official
 Dear Petronella M  We appreciate the time you have taken to note your disappointment. Our aim is to provide world-class service to our policyholders during every interaction.  Prime Meridian Direct prides itself on the unprecedented lengths to which it goes to ensure that its clients fully understand the products that they purchase. Part of that is ensuring that your policy documents are sent to you which include excess disclosures.   Our Market Conduct Team will be in contact with you to provide you with detailed correspondence.  We are pleased to re-confirm that unlike with many other insurers, with PMD the excess payable when you claim under comprehensive cover reduces to absolute zero - and in a remarkably short period of time.  Assuring you of our continued best endeavours on your behalf.  Kind regards,  The PMD Team