SD
Shoeshoe D

1 reviews | Active since Oct 2018

31 May 2022, 16:51

Claim Number: CL***

I am absolutely disappointed and disgusted by Prime Meridian Direct service and how they treated me. The whole idea of having a vehicle insurance is for it to mitigate disruptions in your life in an event of an accident or total loss of your vehicle. For start they totally ignored providing me with a courtesy car after I had an accident on the 23 April. That was just the beginning, they don't update a client with their claim unless you asked for an update, they went on to disapprove my claim citing reason like I was driving over the speed limit which is false because I know for the fact that I was not driving over the speed limit and I have proof that this is false, Tracker had sent me details of the trip in question. Always pay when they are supposed to deliver they always make sure they dont serve accordingly.

0
Replies (3)
Prime South Africa
Prime South Africa's reply01 Jun 2022, 07:23
Official
 Dear Shoeshoe D,
Thank you for taking the time to raise this matter with us.

We have located your policy and commit to providing preliminary feedback within 2 business days.

Assuring you of our continued best endeavours.

Kind regards, 
The PMD Team 
Prime South Africa
Prime South Africa's reply07 Jun 2022, 19:09
Official
 Dear Shoeshoe D,

 Thank you for your feedback. We value hearing from our policyholders as we continuously strive to improve our service. We understand your distress regarding the outcome of your claim and the situation you find yourself in after the unfortunate accident.

At PMD, we take immense pride in promptly paying all valid claims. We are obliged to apply our policy terms and conditions for the benefit of all of our policyholders. We are sure that you can understand that we cannot reasonably admit claims where policyholders do not follow the policy terms and conditions. A detailed review of your matter confirms that your claim was not successful due to the fact that you had exceeded the speed limit of the road. 

Our Market Conduct Team will contact you shortly to provide you with detailed feedback regarding the outcome of the investigation. 

It will no doubt delight you to recall that PMD provides a range of affordable insurance products with great benefits to accommodate the pocket and needs of every-day South Africans. Obtaining a quote is quick and easy and can be done through our user-friendly website at www.prime.co.za.

Assuring you of our continued best endeavours on your behalf.

Kind regards,The PMD Team
SD
Shoeshoe D's update08 Jun 2022, 15:24
Reviewer Update
To whom it may concern

According to your terms and conditions that your consultant never sent to me.... I fail to understand how come I was driving in such high speed of 122km/h according to your findings and how is possible that the car was in close range in that speed from where the car bumped to the circle.
I need you guys to make me understand and prove to me that it's true I was travelling at the speed you say and your source of information. Also please forward to me the insurance recordings so I can be reminded of the exclusions in my cover.